Apply for a Home

A place where you can turn rent payments into home equity. A place where the paint's fresh, the plumbing works, and there's room enough for everyone. A place that's yours!

Learn how Habitat for Humanity of Marion County, Inc. wants to put that dream within your reach. If you qualify, you could become the proud owner of a new home, with an interest free mortgage. Read on and see how you too could become a Habitat for Humanity homeowner!

Need: To demonstrate Need, your family must currently be living in inadequate housing (unsafe, overcrowded, or substandard - roof leaks, plumbing problems, etc.)

Residency: In order to qualify for homeownership through our program, you must live in Marion County and be a permanent legal resident of the United States.

Ability:You must have a steady source of income, be able to demonstrate financial responsibility and be willing to invest a minimum of 350 hours of your family's time in helping to build your home. You or your spouse must not own property

Income: To qualify , your annual gross family income should be within these guidelines:

Year 2009 Guidelines
Family Size	Minimum Income	Maximum Income
One	$14,400	$27,350
Two	$14,400	$31,250
Three	$14,400	$35,150
Four	$14,650	$39,050
Five	$15,800	$42,150
Six	$17,000	$45,300
Seven	$18,150	$48,400
Eight	$18,150	$51,550

Credit:

Your Family must have and maintain good credit. We will check you history through a credit bureau report.
You or your spouse must not have declared bankruptcy or had a foreclosure within the past three years. (Three years from discharge date if bankruptcy has been declared.)
You or your spouse must not have received "Down Payment & Closing Cost" funds from the City of Ocala or Marion County SHIP Program.
There must not be any judgments or liens against you or your spouse.

Documentation:
If you are ready to apply for housing, you must bring the following documentation with you to your meeting with the Family Services Staff:

Copies of the last 4 payroll stubs for all members of the household that work
Copies of proof of Social Security, VA Compensation, Child Support, or food stamps. (ALL INCOME SOURCES)
Rent receipts, lease documents or letter from family/friends about living arrangements
List of all debts, balances & monthly payments
Letter regarding why you need to own a Habitat for Humanity home

If you are willing to partner with Habitat for Humanity of Marion County, Inc. in the Homeownership Program, and you have gathered all of the material listed above you are ready to set an appointment!!!

Please call HEATHER THRALL at 352-351-4663 to set an appointment!

If you would like to learn more about homeownership, call us (352) 351-4663 or complete the online interest form and we will contact you before we have our next meeting.